A stunning fantasy scene featuring a solo female character with two-tone hair, a blend of black and green, styled in shoulder-length straight locks with blunt bangs. Her hair elegantly tucked behind one ear reveals subtle mermaid scales on her skin. She gazes at the viewer with bright yellow eyes accentuated by black eye shadow and liner, her cheeks slightly flushed. A piece of forehead jewelry complements her natural lips and perfectly shaped eyebrows. Displaying a shy smile and a cute head tilt, she embodies a sense of happiness and whimsy in the underwater fantasy setting, surrounded by vibrant marine life and the enchanting sea floor. The scene captures a unique blend of enchanting beauty and cowboy-inspired attire, presented in high resolution with cinematic detail. Despite the creative environment, care is taken to avoid elements such as unrealistic anatomy, low resolution, or distorted features.