A hyper-realistic photograph capturing a girl submerged underwater surrounded by a school of shimmering golden fish, in an intimate close-up shot. The scene exudes a dreamy, ethereal mood with delicate reflections creating a mesmerizing bokeh effect. Soft, golden hour lighting gently illuminates the girl's serene face, evoking a sense of awe and wonder. Spectacular 8k resolution highlights every intricate detail, adding to the surreal beauty of the moment. Subtle ripples in the water add a touch of magic, as if the girl is in an enchanting underwater realm.