A captivating scene featuring a solo girl with two-tone hair, blending black and green hues, styled in shoulder-length straight hair with blunt bangs and hair tucked behind her ear. Her yellow eyes, accentuated with black eye shadow and eyeliner, sparkle with a shy smile and a happy, cute head tilt as she gazes at the viewer. Her natural lips and perfect eyebrows complement her charming expression. Adorning her forehead is delicate jewelry, paired with mermaid scales shimmering subtly on her skin. Set in a stunning underwater fantasy, she exudes a sense of whimsy and elegance on the ocean floor. The scene is vibrant and high resolution, capturing a cinematic and extremely detailed snapshot, merging the ethereal beauty of the underwater world with elements of a cowboy body shot. The image is free from imperfections, focusing on a seamless blend of the fantastic and realistic elements in this beautifully rendered underwater realm.